Comments on: Visa’s Misuse of Authorization Fee http://www.paymentsystemsblog.com/2009/10/06/visas-misuse-of-authorization-fee/ David D. Bergert Sun, 11 Apr 2010 04:11:23 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: John Huynh http://www.paymentsystemsblog.com/2009/10/06/visas-misuse-of-authorization-fee/comment-page-1/#comment-1218 John Huynh Thu, 19 Nov 2009 23:51:30 +0000 http://www.paymentsystemsblog.com/?p=594#comment-1218 Visa basically have two main regulation changes [1] eliminate the misuse fees ($1 authorization) and replace with $0 authorization [2] other major thing is that we will have clear and reverse the authorization if we know that we cannot fulfilled an order within 72 hours. Do you know if we implement the $0 authorization, do we still have to clear and reverse the authorization if we cannot fulfilled the order? PayPal Developer Community Post: “Recommended Best Practice: To minimize the fees charged, it is suggested that all merchant modify their code to being using $0 authorizations (ZDA) to verify a card.“ “Recommended Best Practice: To avoid triggering the above fee, you must either perform a delay capture within 10 calendar days of the original authorization request or, in the case of a cancelled order, void the authorization within 72 hours of the original authorization request.” Visa basically have two main regulation changes [1] eliminate the misuse fees ($1 authorization) and replace with $0 authorization [2] other major thing is that we will have clear and reverse the authorization if we know that we cannot fulfilled an order within 72 hours.

Do you know if we implement the $0 authorization, do we still have to clear and reverse the authorization if we cannot fulfilled the order?

PayPal Developer Community Post:
“Recommended Best Practice: To minimize the fees charged, it is suggested that all merchant modify their code to being using $0 authorizations (ZDA) to verify a card.“

“Recommended Best Practice: To avoid triggering the above fee, you must either perform a delay capture within 10 calendar days of the original authorization request or, in the case of a cancelled order, void the authorization within 72 hours of the original authorization request.”

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